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Sending a Loan Modification Hardship Letter

A hardship letter is a letter that explains to the lender why you are seeking a work out plan on your loan.  This letter should include the primary reasons why you have fallen behind on your mortgage. 


The letter should also express your intense desire to stay in the home and to pay the bank what you owe.

 

After reviewing your financial situation, your expenses, you income and other life circumstances outlined in your hardship letter, your servicer will often recommend one of a number of options.


Next >> Loan Modifications and other Foreclosure Prevention Options


 
 
 























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